Consumer advocates call them "debt" traps. The banks that offer them call them direct-deposit advances and describe them as available funds for short-term emergencies.
But the cash advances have many of the negative characteristics of payday loans. And on Thursday, U.S. bank regulators took a step toward protecting consumers from the risks they pose. The regulators proposed standards for "deposit-advance products."
New York City is notoriously crowded, and it's only getting more so. The city estimates it will have 1 million more people by the year 2030, many of them single. Where to place all these newcomers is a major challenge.
Mayor Mike Bloomberg has announced plans to put up an experimental building of micro-apartments that could be replicated throughout the city. And the Museum of the City of New York is looking at ways to make better use of the city's housing stock.
From NPR News, this is ALL THINGS CONSIDERED. I'm Audie Cornish.
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And I'm Robert Siegel.
In Peoria, Illinois, down the middle of Water Street, 30,000 sandbags are stacked on top of barriers. This is Peoria's new floodwall, its first ever. People started building the wall last week to hold back water from the Illinois River. This week, the river crested at an all time high.
From members station WCBU in Peoria, Tanya Koonce reports.
From NPR News, this is ALL THINGS CONSIDERED. I'm Robert Siegel.
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And I'm Audie Cornish. Has the so-called red line been crossed in Syria? Today, the Obama administration said it believes the Syrian regime has used chemical weapons and, as President Obama has said in the past, that is a red line that would trigger serious consequences. But as NPR's Mara Liasson reports, the administration says it still has to evaluate the evidence and decide what actions to take.
A small church in Santa Fe, N.M., has grown up around a unique sacrament. Twice a month, the congregation meets in a ritualized setting to drink Brazilian huasca tea, which has psychoactive properties said to produce a trance-like state.
The Supreme Court confirmed the UDV church's right to exist in 2006. The church doesn't seek new members and prefers to keep a low profile. It did, however, agree for the first time to open up to a journalist.
Longtime Democratic Sen. Max Baucus of Montana announced this week that he would not seek re-election next year, ending four decades in Congress and leaving as chairman of the powerful Senate Finance Committee.
NPR's Robert Siegel spoke with Baucus Thursday about his recent vote against expanded gun background checks, his role in negotiations over President Obama's health care legislation, efforts to remake tax policy, and the legions of his former staffers now populating lobbying shops.
This is TALK OF THE NATION. I'm Neal Conan in Washington. Another promising report today suggests that the economy in general and employment in particular continue to improve, but there's another statistic that's more troubling. More Americans than ever participate in the Supplemental Nutrition Assistance Program, commonly known as food stamps.
This is TALK OF THE NATION. I'm Neal Conan, in Washington. Last Friday evening the Boston Police Department tweeted the news that the city and the nation had been waiting for. Captured. The hunt is over. The search is done. The terror is over and justice has won. Suspect in custody.
Rocky Balboa's sprint up the stairs of the Philadelphia Art Museum in Rocky is a scene that would have once been impossible to film. Camera innovator Garrett Brown made it possible when he invented the Steadicam, a body-mounted camera that stabilizes handheld shots.
Brown has received three Academy Awards for his technical inventions and holds 50 patents for cinematography devices. The college dropout-turned-inventor will be inducted into the National Inventors Hall of Fame in May.